What are the fees on crypto CFDs in Australia?
Key takeaways
- Crypto CFD cost at Pepperstone: spread + overnight funding; no commission.
- BTC/USD average spread $15.15 per coin on the EU list: about 0.015% at an assumed $100,000.
- Overnight funding on crypto CFDs: close × size × rate / 360; rates are shown in the platform.
- ASIC retail leverage on crypto CFDs: 2:1, so 0.1 BTC at $100,000 needs $5,000 margin.
- No crypto wallet is needed; you cannot withdraw coins from a CFD.
What does a Bitcoin CFD trade cost?
We priced 0.1 BTC at an assumed $100,000 using Pepperstone's published average spread. Funding depends on the rate in the platform on the day, so we show the formula rather than a number.
| Item | Cost |
|---|---|
| Spread (average $15.15 per coin) | about $1.52 |
| Commission | none |
| Margin at 2:1 | $5,000 |
| Overnight funding | close × size × rate / 360, per night |
Can I trade crypto CFDs?
Yes, in Australia, at Pepperstone, Capital.com and other ASIC-licensed providers, at up to 2:1 for retail clients.
best broker for crypto perpetual CFDs
Pepperstone's perpetual CFD range is mainly indices, commodities and stocks such as MSTR; for crypto itself it offers standard crypto CFDs that trade 24/7. Check the current perp list in the platform for crypto symbols.
Best broker for crypto CFDs in Australia
Pepperstone for published spreads and no commission; Capital.com for its large crypto list (450+ markets by its own count) and guaranteed stop-loss.
What leverage can I use on crypto CFDs in Australia?
2:1 for retail clients under ASIC rules. Pepperstone Pro clients can get up to 10:1 on BTC and ETH.
Can I trade Bitcoin CFDs in Australia?
Yes, as BTC/USD and other BTC pairs at Pepperstone; trade the USD pair where possible, because the EU list shows BTC/EUR at a much wider average.
How do I trade Ethereum as a CFD?
Open a CFD account and trade ETH/USD; at Pepperstone the average spread on its EU list was $2.01 per coin. Size the trade from your stop and remember the 2:1 cap.
What is the difference between a crypto CFD and buying crypto?
Buying crypto on an exchange makes you the owner; you can move it to a wallet and hold it without funding costs, but carry custody risk. A CFD gives price exposure with shorting and leverage but costs funding each night and gives you nothing to withdraw.
Can I trade crypto CFDs 24/7?
At Pepperstone, crypto trading is available 24/7, including weekends, according to its crypto pages. Liquidity is thinner at weekends, so spreads can widen.
Can I short Bitcoin with a CFD?
Yes; shorting is built into CFDs. A short pays or receives funding each night depending on the rate.
Which crypto CFDs can I trade in Australia?
Major coins such as Bitcoin, Ether, Litecoin, Solana and XRP are commonly listed; Pepperstone has added newer coins such as Sui, Toncoin and Hyperliquid on its EU list. Check the Australian platform for the current list.
Are there crypto index CFDs?
Some providers offer baskets or crypto-index CFDs; we did not verify one at Pepperstone or Capital.com for Australia. Check each provider's product list.
How does overnight funding work on crypto CFDs?
At Pepperstone: closing price × size × a percentage rate / 360, charged at 5 pm New York time. Crypto funding rates are usually higher than for FX or indices, so long holds get expensive.
Can I trade crypto CFDs on MT5?
Yes, at Pepperstone crypto CFDs are available on MT5 as well as cTrader, TradingView and its own platform.
Do I need a crypto wallet to trade crypto CFDs?
No. CFDs sit in your trading account in fiat currency; there is no wallet and nothing to withdraw on-chain.
Which ASIC regulated brokers offer crypto CFDs?
Pepperstone (AFSL 414530) and Capital.com (AFSL 513393), among others. Crypto exchanges are a different category with their own registration and licensing rules, which have been changing in Australia; check an exchange's current status before using it.
Can I trade Solana as a CFD in Australia?
Solana is commonly listed as a crypto CFD; Capital.com lists SOL/USD among its crypto markets. Check Pepperstone's platform for SOL.
Can I trade XRP CFDs in Australia?
XRP is listed among Capital.com's crypto CFDs; check Pepperstone's platform for XRP availability.
What margin is required for crypto CFDs in Australia?
50% for retail clients, because ASIC caps crypto CFD leverage at 2:1. A AUD 5,000 position needs AUD 2,500 margin.
Risk warning and disclosure
Crypto can move 10% or more in a day; even at 2:1, a position can lose half its margin quickly.
This page is general information, not personal advice. CFDs are leveraged; losses can mount quickly and most retail clients lose money. Read each provider's Product Disclosure Statement (PDS) and Target Market Determination (TMD). Spread figures are minimums or averages the providers publish and widen in fast markets.
Disclosure: eccrypto.com earns a commission when you open an account through some links. That does not change our cost arithmetic, explained in our methodology.
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We earn a commission on some links. It never changes the ranking — our method is published and the data is sourced.
Crypto is volatile and largely unregulated. CFDs are leveraged and most retail accounts lose money. Never risk money you cannot afford to lose.
Information only. This is not investment advice.