Pepperstone vs XS

✕ You do NOT own the coin — contract only, no withdrawal

Compare

Pepperstone — Fees
Typical BTC spread	—	Source · Verified 2026-08-25
Overnight financing	—	Source · Verified 2026-08-25

XS — Fees
Typical BTC spread	~0.1%	Source · Confirmed indirectly 2026-10-16
Overnight financing	—	Source · Confirmed indirectly 2026-10-16

Pepperstone — Regulation
Regulation	Scope	Source
FCA (GB) · 684312 Pepperstone Limited	Licensed	Source · Verified 2026-08-25

XS — Regulation
Regulation	Scope	Source
CySEC (CY) · 412/22 XS Markets Ltd — EU clients, via xsmarkets.com (not xs.com)	Licensed	Source · Verified 2026-10-07
ASIC (AU) · 374409 XS Prime Ltd — AFS licence covering wholesale clients	Licensed	Source · Confirmed indirectly 2026-10-07
FSA (SC) · SD089 XS Ltd — the entity that operates xs.com	Offshore licence — real authorisation, lighter rules, no compensation scheme	Source · Verified 2026-10-07

No material incidents on record.

No material incidents on record.

Is Pepperstone cheaper than XS?

— against ~0.1% on the headline figure. Deposit, withdrawal and spread costs sit on top and can reverse that for small trades.

Is Pepperstone safe?

Nothing meeting our threshold has been documented for Pepperstone. That is an absence of evidence, not a safety guarantee.

Can I withdraw my coins from Pepperstone?

No. Pepperstone sells contracts for difference. You track the price and never hold a coin you can withdraw.

Which suits a beginner better?

Whichever is licensed where you live and lets you withdraw the asset. Leverage and daily financing are what turn a beginner's position into a loss.

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Crypto is volatile and largely unregulated. CFDs are leveraged and most retail accounts lose money. Never risk money you cannot afford to lose.

Information only. This is not investment advice.