Pepperstone vs XM
✕ You do NOT own the coin — contract only, no withdrawal
Compare
| Pepperstone | XM | |
|---|---|---|
| Fees | — | — |
| Max leverage | 5× | —× |
| Assets listed | 30 | 58 |
Fees
| Typical BTC spread | — | Source · Verified 2026-08-25 |
|---|---|---|
| Overnight financing | — | Source · Verified 2026-08-25 |
| Typical BTC spread | — | Source · Confirmed indirectly 2026-08-26 |
|---|---|---|
| Overnight financing | — | Source · Confirmed indirectly 2026-08-26 |
Regulation
| Regulation | Scope | Source |
|---|---|---|
| FCA (GB) · 684312 Pepperstone Limited | Licensed | Source · Verified 2026-08-25 |
| Regulation | Scope | Source |
|---|---|---|
| CySEC (CY) · 120/10 Trading Point of Financial Instruments Ltd | Licensed | Source · Verified 2026-08-26 |
| ASIC (AU) · 443670 Trading Point Australia Pty Ltd | Licensed | Source · Confirmed indirectly 2026-08-26 |
Incidents on record
No material incidents on record.
Incidents on record
No material incidents on record.
Frequently asked questions
Is Pepperstone cheaper than XM?
— against — on the headline figure. Deposit, withdrawal and spread costs sit on top and can reverse that for small trades.
Is Pepperstone safe?
Nothing meeting our threshold has been documented for Pepperstone. That is an absence of evidence, not a safety guarantee.
Can I withdraw my coins from Pepperstone?
No. Pepperstone sells contracts for difference. You track the price and never hold a coin you can withdraw.
Which suits a beginner better?
Whichever is licensed where you live and lets you withdraw the asset. Leverage and daily financing are what turn a beginner's position into a loss.
Read the full comparison
We earn a commission on some links. It never changes the ranking — our method is published and the data is sourced.
Crypto is volatile and largely unregulated. CFDs are leveraged and most retail accounts lose money. Never risk money you cannot afford to lose.
Information only. This is not investment advice.